Ripple expands RLUSD stablecoin into Africa to power cross-border payments

• Ripple has inked key collaborations to roll out its dollar-backed stablecoin across Africa.
• Chipper Cash, Yellow Card, and VALR will integrate RLUSD to support trading and payments.
• That signals increasing demand for regulated stablecoins in emerging markets.

Ripple has confirmed bringing its institutional-grade stablecoin, RLUSD, to Africa.

The blockchain company has collaborated with fintech platform Chipper Cash, payment provider Yellow Card, and Africa’s top crypto exchange VALR to expand Ripple USD access.

1/ The next chapter for $RLUSD starts in Africa.
→ https://t.co/6gRqrdNwSW

We're proud to bring our trusted, USD-backed stablecoin to the continent with new partners @chippercashapp, @VALRdotcom, and @YellowCard_App. 🌍

Together, we'll unlock new potential for cross-border…

— Ripple (@Ripple) September 4, 2025

The move marks a notable milestone in the continent as remittances, access to the US dollar, and cross-border payments play a vital role in Africa’s financial landscape.

RLUSD has recorded impressive growth since its late 2024 launch, with a market cap above $700 million.

Its new expansion into Africa reflects Ripple’s dedication to making it central in financial models of growing economies.

Commenting on the move, Ripple’s Stablecoin SVP Jack McDonald said:

RLUSD has quickly become established in enterprise financial use cases, from payments to tokenization to collateral in both crypto and traditional trading markets. We’re seeing demand for RLUSD from our customers and other key institutional players globally, and are excited to now begin distribution in Africa through our local partners.

Fueling RLUSD adoption with strategic alliances

The African move comes weeks after Ripple joined forces with SBI Group to fuel RLUSD in Japan.

Once more, the blockchain company has tapped key players within the African tech space to expand stablecoin utility on the continent.

Chipper Cash, which offers fintech solutions to millions in Africa, will add RLUSD to streamline payments.

The company is already working with Ripple to streamline global transactions, and integrating RLUSD cements that collaboration.

Chipper Cash co-founder and CEO Ham Serunjogi promises to make the stablecoin available to its users “as soon as possible,” adding:

RLUSD is uniquely positioned to drive institutional use of blockchain technology across Africa and broader global markets, including through cross-border payments.

On the other hand, Yellow Card and VALR will broaden RLUSD’s access. The former has established itself as a lucrative payment network for users, even introducing gas-free transactions in July.

Yellow Card CEO Chris Maurice trusts the stablecoin integration will satisfy the rising demand for digital assets that support secure cross-border transactions and treasury management.

The CEO of crypto exchange VALR commented:

The listing of RLUSD reflects our broader strategy to support trusted stablecoin options that serve the evolving needs of both institutional and retail clients seeking a reliable digital dollar for a growing range of use cases.

RLUSD’s social impact

Furthermore, Ripple is navigating using the stablecoin for humanitarian activities.

For instance, Kenya’s Mercy Corps Ventures is leveraging RLUSD to pilot climate insurance programs.

The stablecoin can serve as insurance against drought, with funds held in escrow and released if data indicates famine risks.

Another pilot focuses on rainfall, promising timely support during life-threatening weather conditions.

Such projects show how stablecoins can offer real-world solutions in emerging communities.

Africa is only part of Ripple’s international expansion goals.

The stablecoin is already accessible through exchanges like Gemini, Kraken, Mercado Bitcoin, Bullish, and Bitstamp.

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